Term Share Certificates (CDs)

Looking to earn more interest for your savings? Why not invest in a Share Certificate? Investments from 3 to 60 months are available at a better rate than our basic savings account programs. Term Share Certificates are available in the form of Individual Retirement Accounts as well!

Share Certificates offer a great way to put money aside for a specific time period while earning a competitive rate of return. Regardless if you are saving for a down payment on a home or a vacation, we have a program to help you save and earn dividends.

  • Balances as low as $500
  • Dividends are paid monthly
  • Terms from 3 months to 5 years
  • Typically higher rate of return
  • Safe and secure
  • Regular and IRA Term Share Certificates available
  • Current members can view current CD rates and/or purchase them through It’s Me 247 Online Banking. Just login into online banking and click 'New Accounts', then click Certificates.

A penalty is assessed should you cash in a Term Share Certificate early, see our staff for specific details.

Youth Share Certificates
Designed for our members, age 17 and under, these Share Certificates offer a way to earn greater interest on savings. With a minimum deposit of $100 you can lock into a very competitive interest rate on a 1, 2 or 3 year term and receive monthly dividends. Plus, you can make additional deposits in $50 increments during the first six months of your Youth Share Certificate term.

A penalty is assessed for early withdrawal of a Youth Share Certificate.

Please call (616)-336-3490 for current rates