Home Equity Loans

Kent County Credit Union offers two main types of Home Equity Loans. Both give you the ability to remodel your kitchen, consolidate debt, finance a vacation, cover tuition costs, and more. You get low rates, extended repayment terms and your interest may even be tax deductible.* Our qualified loan officers will work with you one-on-one to determine the best option for you.

Home Equity Line of Credit
This variable rate line of credit loan offers the ultimate in convenience.

Home Equity Fixed Rate Loan
Lock in your monthly payments and make them over time. With this loan you borrow a fixed sum.

Free Credit Report
The Federal Trade Commission has information regarding how to receive a free credit report . Remember, you can receive your credit report once each year for free; however your credit score is NOT FREE.

*Consult your tax advisor.

Kent County Credit Union S.A.F.E Act Registration Disclosure
Secure and Fair Enforcement for Mortgage Licensing Act

The Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act), requires credit union mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System and Registry (NMLS).

Each employee of the credit union who acts as a mortgage loan originator must register with the Registry, obtain a unique identifier, and maintain this registration in accordance with the requirements of the S.A.F.E. Act. Below is a listing of registered mortgage loan originators for Kent County Credit Union NMLS Company ID #372758:

Susan Nelson NMLS ID # 512228

Keith Johnson NMLS ID # 353016

Jayne O'Rourke NMLS ID # 1361167

One of the objectives of the SAFE Act is to provide consumers with easily accessible information at no charge regarding mortgage loan originators. The link to the consumer access site is: www.nmlsconsumeraccess.org

April 29, 2011