Rates

Effective 11/1/14
APY = Annual Percentage Yield
Rates are subject to change without notice.
Fees may reduce interest earnings. For a complete fee schedule, click here.

Share Account Type APY
Regular Savings0.05%
High Yield Savings*
Under $25,0000.10%
Over $25,0000.30%
Individual Retirement Account0.10%
Money Market Checking Account*Call For Rate
Christmas Club0.05%
Vacation Club0.05%
*High Yield Savings and Money Market Checking Accounts require a $1,000 minimum balance.

Term Share Certificate Rates

Effective 11/1/14
APY = Annual Percentage Yield
Rates are subject to change without notice, please verify rate at the time of purchase.
Fees may reduce interest earnings. For a complete fee schedule, click here.

Term APY
3 Months 0.05%
6 Months 0.20%
12 Months 0.25%
24 Months 0.50%
36 Months 0.75%
48 Months 1.01%
60 Months 1.26%
Rates based on term selected and on where purchased. Minimum $500.00 deposit required. Penalty for early withdrawal.

Youth Share Certificate Rates

Term APY
12 month0.35%
24 month0.55%
36 month0.80%
These Certificate Rates are only available to our youth club members 17 years old and younger. For details about these certificates, visit the club pages.

Loan Rates and Terms

Secured Loans

Rates effective 11/1/14
New and used cars, trucks and recreational vehicles.
APR=Annual Percentage Rate
Rates are subject to change without notice.

Loan TypeAPR as low as
New Autos & Trucks1.99%
Used Autos & Trucks Year 2010 and Newer2.99%
Used Autos & Trucks Year 2009 and Older2.99%
New Recreational Vehicles2.49%
Used Recreational Vehicles5.99%
Your rate is based upon your credit score as provided by TransUnion. See the loan department for details. Other rates and terms available; call for information.

Other Loans

Rates are subject to change without notice.
APR=Annual Percentage Rate

Loan TypeRepaymentAPR as low as
KC Cash Line of Credit 3.00% of Balance**8.75%
Overdraft Protection$3.50 per Hundred**Call For Rate
Closed End SignatureMax. 60 Months8.75%
VISA Classic2.50% of Balance**16.90%
VISA Platinum Preferred0% for 6 Months**9.25%
Home Equity LOCSee Loan DeptCall For Rate
Home Equity TermSee Loan DeptCall For Rate
Holiday Loan SpecialMax. 12 Months/Max. $2,0008.25%
Your rate is based upon your credit score as provided by TransUnion. See the loan department for details. ** Minimum payment is required, see CU for details.